The Best Mortgage Deal in the UK
So what is the best mortgage deal in the UK and how do you find it? As you would expect opinions vary considerably from the “best mortgage deal is the one with the lowest rate” or “the one with the lowest up front costs” to “A fixed rate with no penalties” and so on. It’s actually much simpler that, let me tell you what the best mortgage deal in the UK is right now and always will be…
The Best Mortgage Deal in the UK is the one that best suits Your Individual Circumstances.
There hundreds of mortgage lenders in the UK market, some you will already know and some you will have never heard of. Every visitor to the Mortgage Vendor will know of Nationwide Building Society, Abbey National, The Halifax, Alliance and Leicester the list goes on… But how many have heard of Heritable Bank, Viva Costa or any one of hundreds of niche lenders who specialise in providing mortgage lending to suit the many different requirements of home buyers?
Did you know that 1 out of every 4 people in the UK will be turned down when applying for a standard residential mortgage! Here are a few of the reasons why…
- They have difficulty in proving their real income
- They have no credit history
- They are not on the electoral register
- They have missed a credit card payment
- They have missed a car loan payment
- They have a bad credit history
- They have a CCJ
- They have been Bankrupt
- They have an IVA
There are a vast number of reasons why some people can’t get a standard residential mortgage.
The Mortgage Vendor is dedicated to providing free information to those one in four unfortunate individuals who have been denied the opportunity to get on the property ladder simply because they do not meet the standard criteria programmed into the lenders computer system.
If you are one of these people Don’t Despair there are lenders who specialise in providing you with a mortgage that suits your individual requirements and if you know where to look you will be able to secure a mortgage offer that wont cost you an arm and a leg in the process.
Here at the Mortgage Vendor I am going to give you the inside knowledge and information you need to ensure that you get the best mortgage deal for you. I am continually adding free articles on the site, all categorised so that you can find what you need as quickly as possible. Armed with this knowledge you will be in a position to make an informed decision and to determine what is the best mortgage deal and what’s not.
On top of that I will tell you exactly where to go to get the best free professional advice and the biggest choice of mortgage schemes to match your personal needs. Obviously I can’t guarantee you a mortgage deal,I am not a lender, but what I can do is ensure that you have the greatest chance of getting the best mortgage deal in the UK – The one that suits your individual requirements.
